Paytm Personal Loan Online Apply 2024 : up to Rs 3 lakh Paytm Personal Loan 2024 | Paytm Instant Loan | Paytm Loan Application | To avail Paytm Personal Loan | Application for Personal Loan | To take Paytm Loan | Paytm Personal Loan
Paytm Personal Loan Apply Online: Everyone needs money to fulfill their financial needs. In such a situation, he either takes a personal loan from someone or takes a loan from a bank or NBFC. One such well-known NBFC company, which we know as Paytm, can easily take out loans and cater to your needs. Let’s know about it in detail.
Paytm Personal Loan Online Apply
Paytm is a mobile app which means pay through mobile and through this app any user can easily take loan who fulfills the criteria of this app. To take loan from this app, there are some pre-defined eligibility, after fulfilling which Paytm gives the loan to the user.
How to take Paytm Personal Loan Online Apply
To know how much loan you can get from Paytm, you have to know what your eligibility is, before giving paytm loan, look at all that, how much you earn and how you earn. For this you can know about Paytm eligibility criteria.
What is Paytm Eligibility Paytm Personal Loan Online Apply
To avail a loan from Paytm, the following eligibility criteria are required.
- Must be an active user of Paytm.
- A good number of daily transactions are happening on Paytm business.
- Users should have good credit and should not have defaulted on any loan.
- Applicant must be at least 18 years of age.
- All these eligibility are required for paytm loan.
How many Paytm Personal Loan Online Apply
Paytm has a different policy for disbursement of loans. There is a question in the minds of the borrowers from Paytm that how much loan they will get? In the beginning Paytm used to give the maximum loan of 2 lakh rupees but now this Paytm company gives loan from 10 thousand to 3 lakh rupees. However, if you take a business loan from Paytm, this amount can be higher.
Documents required for taking Paytm Personal Loan Online Apply
These are all the important documents required to take a loan from Paytm
- Aadhaar Card – It is important for the applicant to know whether his account created in Paytm is fully KYC verified or not. If yes then it is not required otherwise applicant has to KYC verify his Paytm account with Aadhaar card.
- PAN Card – Apart from this, it is also important for the applicant that he/she should have a PAN card and should not have any outstanding loan and should not be in default on any loan.
- Bank Account – Apart from this the applicant should have his own bank account. Money is sent to you in this bank account.
How to apply for a Paytm Personal Loan Online Apply
How to get loan from paytm For this the applicant has to follow this process.
- For this first you have to install Paytm app in your mobile. In it you have to login with the same ID in which your KYC is fully verified and transactions are done daily.
- After this, you have to come forward by clicking on the personal loan option and enter your PAN card in it. After this, based on your PAN card and transactions, you will get a loan offer if you are eligible for it.
- If you are eligible, you get loan offers and you can apply for any of those offers.
- If the application made by you is found to be correct, you will get the loan amount and the amount will be transferred to your bank account.
How much interest doesPaytm Personal Loan Online Apply
To know what interest Paytm charges, you need to tell how much personal loan you are taking and for how long. When you apply for a loan, it also tells you the interest rate on the loan. With the loan app, you are given details about the interest rate which ranges between 8% to 16%.
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