How To Check Your LIC Policy Status ?: Well! After purchasing a LIC policy, it’s difficult to check each and every detail about the policy so often by visiting the LIC office. We do not remember to pay the premiums, the due date, revival of the policy, grace period etc. in our busy schedule of life. It is important to keep a check on the status of the policy from time to time so that you do not need to pay any late payments, extra charges, fees for revival of the policy and many more.
Previously, since the foundation of LIC, it was cumbersome to stay in touch with the LIC agents to keep track of the policy status. But now LIC has implemented a number of online and mobile services by utilizing these online services, one can easily keep an eye on their policy(s) status.
Have you purchased any LIC (Indian life insurance) policy? And now you want to update your status at home instead of standing in line outside LIC’s office. But if you do not know how to do so, then this article can help. Here we will teach you step by step in Gujarati how.
To know the details of the policy from SMS MMS, you have to send SMS from your mobile to 56677. For example, if you want to know about the premium of your policy then SMS ASKLIC PREMIUM to your mobile and send it to 56677. Similarly, instead of the policy number you can write to know Premium-Policy Premium Revival – If your policy lapses – Bonus – Loan for Bonus – Loan Amount NOM – Nomination Deletion.
First of all you have to go to LIC’s website and register yourself. Click here to register. Here he can register without any charge. For which you have to fill in the form with your name, policy number from your birth. Now you can open any account by registering LIC’s site and find out any policy states and other details.
How to Check LIC Policy Status
A myriad of online services is offered by Life Insurance Corporation to equate the transactions and attend the affairs of its consumers promptly. EIC services of LIC bring almost every range of capabilities that were once accessible only through the branches. Keeping a track on the LIC statement online and information related to the policy is an option offered by the insurer, which intends to keep you updated about the payments made by you and other events. There are various means to check your LIC policy status online. With the first method of moving on, you are required to create a user account and fill in the LIC policy details to view your LIC policy status. How to make registration online and check LIC policy status is described in the subtopics below.
Check LIC Policy Status Online (For Registered User)
You can check your LIC policy details including details of premium payments, accrued bonuses, group schemes etc. by simply logging in to the official website of LIC India with your login credentials. The steps below will explain how to track your LIC policy status if you have registered yourself:
Step 1: You must visit the e-Service Portal of LIC. The screen will show you two options namely, New User and Registered User. Click on the relevant option.
Step 2: You need to enter login credentials namely, your username and password.
Step 3: Once logged in to your Services account of LIC, you will see various options related to your account or your policy. Now you have to click on the ‘Policy Status‘ tab.
Step 4: You will see all your policies that are enrolled to the relevant account. If you have more than one policy and it is not listed in the list, then you have an option to add your LIC policies by using the ‘Enrol Policy’ option in the LIC’s e-Services Tools section.
Step 5: Now, you can track the details of your policy simply by clicking on the policy number in the list. The policy details namely, policy name, policy term, table number, next premium due date, sum assured etc. will be displayed.
LIC Policy Status Procedure for a New User
You will find the option to register your e-services on the home page of the LIC. If you are doing this for the first time, then you have to fill in the online registration form and pick login credentials for yourself. Once you have completed the registration process successfully, you will receive a mail confirming your registration at your entered email address. Next is, you will need to click on the URL that will be provided in the mail you receive. You will be redirected to a page where you will be able to link or enroll your policy with your user account. You will be required to enter your LIC policy details like policy number date of birth, premium amount etc., and click on submit button. If the information provided by you is not correct, then you will see an error message followed by a reminder mail at your registered email id.
Steps for LIC Registration for a New User
Step 1: The insured requires visiting the official website https://www.licindia.in. On the left side of the Home Page, you will see the Online Services tab.
Step 2: After clicking on the LIC e-Services link, it is redirect to the next page where you will see the ‘New User’ tab.
Step 3: Hit the ‘New User’ button, it will redirect you to a form where you will need to enter the details of your policy.
Instructions to Check LIC Policy Status
Policy Number: This must be a valid LIC policy in your name
Installation Premium: This is a service tax without the premiums that are required to be entered.
Date of Birth: The DOB must be in DD / MM / YYYY format.
Mobile Number: The insured must enter a valid mobile number to receive alerts like premium payment alert, policy maturity alert, and premium due etc.
Email ID: The insured must enter an active email ID.
Step 4: After you enter the required inputs as aforementioned, click the radio button and hit the proceed tab.
Step 5: After selecting User ID and Password of your choice hit the Submit button. The registration will be successful and will be logged into your account.
How To Enrol Your LIC Policy
If you click the “yes” tab for “Do you have any LIC policy?” You will get an online LIC policy enrolment form, then click on the Submit button to complete the registration.
In this form you will have to enter the prerequisite details like the name of the Life Assured (in case of a different name from the Proposer like Children’s Plan), premium and the policy number for each policy.
You can take a print out of the form right after you have finished enrolling your policy or at any other appropriate time by simply logging into your account using your login credentials.
If you do not want to download your policy number immediately after you complete the registration process, you can do it any time later. You can key any number of times by simply logging into your account.
Don’t forget, if you are either a Life Assured or a Proposer you can enroll these policies.
You will have to print out the form, sign and submit the form to the nearest branch of the LIC, where at least one policy is being serviced, that is mentioned in the form. The LIC branch will provide you with an acknowledgment letter on your user id. You can get a print this letter for future use and reference.
All validation of the policies will be completed after completion of the required checks with the agenda of your policy.
The enrolment process is necessary to assist authorized access to specific functionalities provided by the LIC like request to change the address.
All policies in ordinary life are based on annual premium payments in advance. However, installation premiums may be made monthly, quarterly, or halfannually at a small additional charge.
NOTE: The incorrect LIC policy details will be deleted after 5 days.